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Australia tax calculator

See take-home pay, income tax, Medicare levy and HECS/HELP repayments for Australia.

This tool estimates Australian personal tax for the 2024-25 and 2025-26 financial years. Pick your residency status and income, and the numbers update as you type. It covers PAYG employees and sole traders, Medicare levy and surcharge, common offsets, and HECS/HELP repayments.

Financial Year

Residency Status

Employment Type

Income

Gross Salary / Employment Income

Rental Income (gross)

Dividends (grossed-up incl. franking)

Interest / Savings

Capital Gains (net)

Deductions & Super

Work-Related Deductions

Super Salary Sacrifice

Medicare

Has Private Hospital Cover (no surcharge)

Offsets & HECS

Eligible for SAPTO (age 67+) Has HECS / HELP Debt

Annual Take-Home Pay

$0 / month · $0 / week

Income Tax

Medicare Levy

Employer Super

Effective Rate

Marginal Tax Rate
Rate on next $1 of income (incl. 2% Medicare)

Employer Superannuation Guarantee
12% of ordinary time earnings (2025–26)

Income Distribution

Income Tax Breakdown

Before offsets $0

Offsets (LITO/SAPTO) $0

Net Income Tax$0

Medicare Levy & Surcharge

Total Medicare$0

Pay Period Summary

Period	Gross	Tax	Medicare	HECS	Net Pay

Illustrative — confirm against your facts before acting.

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Rates reflect the source tool's stated Australian financial years (2024-25/2025-26 as shown). We have not updated them ourselves.